Scored Lending Analyst

Job Description

Lead and oversee the Scored Lending portfolio by managing credit risk, portfolio performance, and policy adherence within the Bank's risk appetite. Prepare and deliver high-quality credit risk and portfolio reporting to management and governance committees. Drive data-driven decision-making through continuous monitoring of portfolio trends, risk indicators, and emerging risks to support sustainable growth.

Qualifications

Type of Qualification: 
First Degree

Field of Study: 
Statistics, Mathematics, Actuarial Science, Economics, Finance, Data Science, Banking, Accounting, Computer Science, or a related quantitative discipline.

Experience Required

5-7 years

Credit Data Analytics within consumer banking.

Experience in (preferably Digital consumer credit) data exploitation and business intelligence development and implementation

Experience in the extraction, transformation and visualisation of data using bank approved toolsets e.g. SQL/SAS/Python/PowerBi

Additional Information

Behavioural Competencies:

Articulating Information

Documenting Facts

Examining Information

Exploring Possibilities

Interpreting Data

Managing Tasks

Providing Insights

Team Working

Technical Competencies:

Data Management 

Evaluating Risk Management Effectiveness

Risk Awareness

Risk Management

Risk Reporting

Statistical & Mathematical Analysis